Credit Card Comparison - Choosing the right Credit Card.

Here are some great credit card options

Check out these fantastic offers from some of our specially selected institutions. These cards feature low interest rates, zero balance transfers and lots of other great deals and you can apply for them all online.

We've used a variety of sources to ensure you have access to the most up-to-date information possible regarding Australian credit cards.

But hurry, they're only available for a limited time.

	Get 0% balance transfer rate with HSBC's Low Rate Credit Card
	Want a simple, low annual account fee Visa card? Apply now for an ANZ First. Click here to apply online and get a response in 60 seconds. Approval is subject to ANZ`s normal credit approval criteria.
	Apply online for Citibank Credit Cards
	We now have information on the new Earth Credit Card low 12.9% interest rate on purchases!
	Aussie MasterCard, keep the card sharks on the run! Find out more.
	Citibank Gold Card 0%p.a. on balance transfers^ for 6 months. Apply now.
	Citibank Clear Card - 0%p.a. on balance transfers^ for 6 months and low rates. Apply now.

Which card do I choose?

Choosing the right credit card for you and your needs may seem like hard work, given the number of cards out there all offering the best deals. With more than 200 credit cards available in Australia, it may seem a little daunting, but please take the time to look around this site and learn about what you need to know before selecting a credit card.

We make it easy with our guide to getting the right credit card. The following areas are covered throughout the site so you can make an informed choice:

• How credit works and what it all means - Unravelling what it means to get credit, how you pay it back and what costs are associated with using a credit card


• Credit card debt and how to stay out of it - We'll give you some tips to avoid falling into a credit card trap and how you can get help if you get in trouble.


• Balance transfers - Need to get yourself out of a spiralling debt? A balance transfer may help. We give you an in-depth explanation of what a balance transfer is and how it can help you.


• Knowing your credit card - Jargon busting the terms that banks and other institutions use in their offers and everyday speak. We'll also explain some of the fine print stuff as well so you don't have jump in the deep end.

Where to now?

Don't know where to start? Click here for our glossary page to learn about some of the terms associated with credit cards and how they affect you. It's important that you know a little background information so you can be best prepared to choose the right credit card for you.

Credit Cards: Learn to Live with them Successfully!